As you already know fincaainl planning is the process of meeting your life goals through the proper management of your finances. Financial planning provides direction and meaning to your fincaainl decisions. It allows you to understand how each fincaainl decision you make affects other areas of your finances. I'd study for the nationally licensed CFP b/c it will carry much more weight over time IF you go into private practice.To the public you can stress A CFP demonstrates they're committed to competent and ethical behavior when providing fincaainl planning. Individuals certified by CFP Board have taken the extra step to demonstrate their professionalism by voluntarily submitting to the rigorous CFPae certification process that includes demanding education, examination, experience and ethical requirements. We know fincaainl advisors are all around you, but few possess high ethical standards, a comphrensive fincaainl background, and possess the necessary work experience to objectively help clients. Once you get your CFP which takes on average at least four years (2 for the academics, 2-3 for the work experience requirement); you can work with a brokerage or go into private practice. Good luck and keep us posted.- Joanie

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